Awesome Step - Take Mediclaim Health Insurance.

Awesome Step - Take Mediclaim Health Insurance.

Why Health Mediclaim Insurance is essential, Some basic information about Mediclaim policy.

MEDICLAIM - 

What is it Mediclaim - For any following reason if you have been hospitalized for your treatment like, 
1) Sudden illness, Or
2) Due to accident For a period of more than 24 hours, Or
3) By approving the claim in advance from the insurance company for a period of less than 24 hours,
If you have to be admitted in a registered hospital, you can recover the unaffordable expenses of your such treatment from the insurance company by paying cashless or in advance and then getting reimbursement by submitting the claim documents to the insurance company.

What are the costs you get recovered if there is a mediclaim ?

1) Room Rent
2) Nursing Charges
3) Doctor Consulting Charges
4) Doctor Round Charges
5) ICU CHARGES
6) NICU CHARGES
7) Pills, Medications, Drugs, Saline Expenses (MEDICINES CHARGES)
8) SONOGRAPHY
9) MRI CHARGES
10) CT scan cost 
11) Blood Urine Test
12) Platless bag
13) Blood bag costs
14) SPECIAL LABORATORY TESTS
15) AMBULANCE
16) OPERATION THEATER CHARGES
17) DOCTOR Surgery Charges
There are some other costs also involved which are covered under Mediclaim.

Why is it necessary to have a mediclaim ?
1) In case of sudden hospitalization, there is huge financial and mental stress due to unforeseen expenses and inadequate financial provision.
2) You have to withdraw the money saved in the bank savings or current account.
3) Personal FD has to be broken in the bank.
4) Gold jewelry has to be mortgaged or sold.
5) Shares have to be sold.
6) Relatives and friends have to shake hands.
7) You have to take a loan from a bank or a private lender.
8) People are seen selling houses, cars and land for these expenses.
9) There are many instances of losing loved ones due to unavailability of money to spend on time.

On the contrary If have Mediclaim -
1) You are ready to face any kind of hospital expenses mentally and financially with peace of mind.
2) There is no need to deposit in the hospital
3) No need to take loan from bank, private lender.  No time to sell a house, car, land, plot, flat, shop.
4) In a good hospital, the patient can get the best service with a stiff neck.
5) Relatives and friends do not have time to shake hands.
6) You can be admitted to any recognized hospital in India for treatment. 

Mediclaim is not available when it is really needed.  And even if you take a mediclaim on time, the benefits are not immediate.
The older the Mediclaim policy, the more it covers all types of illnesses. 
It works even if there is no insurance but "Mediclaim is the first insurance to be taken out".
Mediclaim is Base of all Insurance.

If you have not taken your Mediclaim yet, then please please take it immediately, it is very essential and compulsory now a days post lockdown period.

Your intentions has to be transformed to immediate action. Call us or WhatsApp your details, or fill the simple details given below so that, we can give you correct and genuine online advice without any charges and get you insured immediately. Call or send your detailed  information on -  9594572555.
Please Click here and Fill the Information.

Prashant Kadam
_________________________________
मराठी अनुवाद. - 

मेडिक्लेम पॉलिसी बद्दल काही मूलभूत माहिती खालीलप्रमाणे आहे: 

मेडिक्लेम -

हे मेडिक्लेम म्हणजे काय - कोणत्याही कारणास्तव जर आपल्याला आपल्या उपचारासाठी रुग्णालयात दाखल केले गेले असेल, जसे की,
1) अचानक आजार, किंवा
२) अपघातामुळे  24 तासांपेक्षा जास्त कालावधीसाठी किंवा
3) विमा कंपनीकडून २ hours तासांपेक्षा कमी कालावधीसाठी हक्क अगोदर मंजूर करून,
जर तुम्हाला एखाद्या नोंदणीकृत रुग्णालयात दाखल करावयाचे असेल तर तुम्ही अशा प्रकारच्या उपचारांचा योग्य खर्च विमा कंपनीकडून कॅशलेस किंवा आगाऊ पैसे भरुन आणि नंतर विमा कंपनीकडे हक्क कागदपत्रे जमा करून परतफेड घेवू शकता.

मेडिक्लेम असल्यास आपण किती खर्च वसूल कराल?
1) खोली भाडे
२) नर्सिंग शुल्क
3) डॉक्टर सल्ला शुल्क
4) डॉक्टर फेरी शुल्क
5) आयसीयू शुल्क
6) एनआयसीयू शुल्क
7) गोळ्या, औषधे, औषधे, सलाईन खर्च (वैद्यकीय शुल्क)
8) फोटोग्राफी शुल्क
9) एमआरआय शुल्क
10) सीटी स्कॅन किंमत (सीटी स्कॅन)
11) रक्त मूत्र चाचणी
12) प्लेटलेस बॅग
13) रक्त पिशवी खर्च
14) विशेष प्रयोगशाळेचे परीक्षण
15) अंबुलन्स
16) ऑपरेशन थिएटर शुल्क
17) डॉक्टर शस्त्रक्रिया शुल्क
यात काही इतर खर्चाचा समावेश आहे जे मेडिक्लेम अंतर्गत समाविष्ट आहेत.


मेडिक्लेम घेणे का आवश्यक आहे?
१) अचानक हॉस्पिटलायझेशनच्या बाबतीत, अकल्पित खर्च आणि अपुरी आर्थिक तरतूद यामुळे प्रचंड आर्थिक आणि मानसिक ताणतणाव आहे.
२) तुम्हाला बँक बचत किंवा चालू खात्यात पैसे वाचवावे लागतील.
3) बँकेत वैयक्तिक एफडी तोडली पाहिजे.
4) सोन्याचे दागिने तारण किंवा विक्री करावे लागतात.  
5) शेअर्स विकावे लागतात.
6) नातेवाईक आणि मित्रांना हात झटकून टाकावे लागतात.
7) आपल्याला बँक किंवा खाजगी सावकारांकडून कर्ज घ्यावे लागते.
8) लोक या खर्चासाठी घरे, कार आणि जमीन विकताना दिसतात.
9) वेळेवर खर्च करण्यासाठी पैशांच्या अभावामुळे प्रियजनांचा मृत्यू झाल्याची अनेक उदाहरणे आहेत.

Aum Ayurveda Life

उलटपक्षी मेडिक्लेम असल्यास -
१) मानसिक शांतीने, मानसिक आणि आर्थिकदृष्ट्या कोणत्याही प्रकारच्या रुग्णालयाच्या खर्चाचा सामना करण्यास आपण तयार रहाता.
२) दवाखान्यात पैसे जमा करण्याची गरज नाही.
3) बँक, खासगी सावकारांकडून कर्ज घेण्याची गरज नाही.  घर, कार, जमीन, भूखंड, फ्लॅट, दुकान विकायची वेळ येत नाही.
4) चांगल्या हॉस्पिटलमध्ये रूग्णाला ताठ मानेने उत्तम सेवा मिळू शकते.
5) नातेवाईक आणि मित्रांकडे हात पसरावे लागत नाहीत. 
6) तुम्हाला भारतातील कोणत्याही मान्यताप्राप्त रुग्णालयात उपचारासाठी दाखल होता येईल.

जेव्हा खरोखर आवश्यकता असते तेव्हा मेडिक्लेम उपलब्ध नसतो, आणि जरी आपण वेळेत मेडिक्लेम घेतला तरी त्याचे फायदे त्वरित मिळत नाहीत.
मेडिक्लेम पॉलिसी जितकी जुनी असेल तितके सर्व प्रकारचे आजार त्या द्वारे व्यापले जातात.
कोणताही विमा नसला तरीही चालते, परंतु "मेडिक्लेम हा पहिला विमा काढणे आवश्यक ".
मेडिक्लेम हा सर्व विम्यांचा आधार आहे.
जर आपण अद्याप आपला मेडिक्लेम घेतला नसेल तर कृपया ताबडतोब घ्या, आता लॉकडाउन कालावधी नंतर मेडिक्लेम खूप आवश्यक आणि अनिवार्य आहे.
आपल्या हेतूंचे त्वरित क्रियेत रुपांतर केले जाणे आवश्यक आहे.  आम्हाला आपल्या फोनवर किंवा व्हॉट्सअ‍ॅपवर कॉल करा किंवा खाली दिलेली साधी माहिती भरा जेणेकरुन आम्ही तुम्हाला कोणत्याही शुल्काशिवाय योग्य व अस्सल ऑनलाईन सल्ला देऊ शकू आणि तुमचा त्वरित विमा काढू. कृपया 9594572555 वर आपली सविस्तर माहिती कॉल करून द्या किंवा पाठवा.
कृपया येथे क्लीक करा व माहीती भरा.

Prashant Kadam
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Awesome Steps - In lockdown follow ICMR New Delhi Guidelines,

Awesome Steps - In lockdown follow ICMR New Delhi Guidelines,    

Please read carefully some very important points.

1  )  Postpone travel abroad for 2 years.

2  )  Do not eat outside food for 1 year.

3  )  Do not go to unnecessary marriage or other similar ceremony.

4  )  Do not take unnecessary travel trips.

5  )  Do not go to a crowded place for at least 1 year.

6  )  Completely follow social distancing norms. 

7  )  Stay away from a person who has  cough.

8  )  Keep the face mask on.

9  )  Be very careful in the current one week.

10 )  Do not let the any mess  around you.  

11 )   Prefer vegetarian food.

12 )  Do not go to the Cinema, Mall, Crowded Market for 6 Months now.  If possible, Park, Party, etc. should also be avoided.

13 )  Increase immunity.

14 )  Be very carefull while at Barber shop or at beauty Salon parlour.

15 )  Avoid Unnecessary Meetings, Always keep in mind Social Distancing.

16 )  The threat of *CORONA* is not going to end soon.

17 )  Dont wear belt, rings, wrist watch, when you go out. Watch is not required. Your mobile has got time.

18 )  No hand kerchief. Take sanitiser & tissue if required.

19 )  Don't bring the shoes into your house. Leave them outside.

20 ) Clean your hands & legs when you come home from outside.

21 )  When you feel you have come nearer to a suspected patient take a thorough bath.

Lockdown or no lockdown next 6 months to 12 months follow these precautions. 

Share this with all your family & friends.

Thank You.

Prashant Kadam

Curtsey - Indian Council of Medical Research, New Delhi

https://www.icmr.gov.in/1

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Awesome steps - Post lockdown Precautions.!

Awesome steps - Post lockdown Precautions.

We need to follow some important precautionary measures post lockdown to curb Covid 19 totally, not only at home but every where whenever we go out.
Before moving out sanitize your door lock, nobs and Door bell switch as well as lift door opening buttons and handles. Keep small Sanitizer handy out side your house for this purpose. 

While moving out -
1  ) Always wear 3 layers N95 Masc to cover the face.
2  ) wear a dedicated pair of slipper or shoes while moving out of house. Remove the same out side the house.
3  ) Keep a distance of minimum 5-6 feets from the other person or shopkeeper. 
4  ) Dont touch your face with your hands when you are out side of your home.

5  ) Keep small sanitizer handy if feel you have touched suspicious things to sanitize your hands immediately.
6  ) Try to keep purchased material away from your body, keep habit of carrying basket to keep things purchased in cloth bags and then put it in the basket. Go to market once in a week and purchase the required thing at once by preparing  list of things to purchase before leaving house , avoid frequent visit out side or market places.
7  ) you need not to wear masc while you are at home unless you you feel feverish of influenza. But you should always wear masc or cover your face whenever you are stepping out of your house.

How to make payments.

Always avoid cash exchange transactions, make online payments via your phone to the beneficiary party , directly in his account or paytm app or using bhim app it is generally accepted payment option insist for it. Avoid risk in accepting handled cash in your hands or wallet.

If in any circumstances you have accepted cash or coins , immediately disinfect the Currency cash by ironing on it at an isolated place and disinfect coins and  your hands too immediately by soap and sanitizer. Always Use minimum 70 % alcohol base sanitizers.

Use staircases avoid Lifts.

Always use staircases instead of using public lifts as you never knows how many have used it prior to you it's a risky deal. In unavoidable circumstances if you are using the public lift use it for you alone do not share your lift travelling, not even along with lift operator,  as minimum 6 feets distance is required with others which is rather impossible in lifts. So travel alone, press the required buttons by rapping paper around your fingers or with support of key or pen , instead of doing all this avoid it, it use stairs that will help you to stay fit.
Better option is to use staircases,  but do not touch your body or hands to side wall or hand bars as well.

After coming back home.

Do not touch or open your door by using  your hands instead call some body who is inside, ask them to come to open door before that instruct them to keep open bathrooms door first, so that you can directly go inside the bathroom to take wash. Remove your slippers outside the door if possible or directly wash them too with soap and water. Keep the material brought by you to isolated dedicated place for disinfection, keep aside your wallet, watch belt etc aside to sanitize, remove your entire cloths including innerwear to soak in detergent soap water for wash. Wash your Masc if it is washable or throw, discard  it in a dustbin by keeping in a small waste bag. Take a complete bath with soap thoroughly from over the head. women's if not had covered their hairs by cloth Masc or shower cap while they were out of house for marketing, must take bath over the head, wash their hairs too.

If an outsider comes to our house.

If any out sider  like, electrician, gadgets repairer, carpenter, technician visits our house any unavoidable circumstances,  first of all out of the gate only, he should be asked whether  he has or had not any symptoms of fever or cough. His body temperature should be checked at the door only with Infra Red Contact less Thermometer. 
Then he should be asked to sanitize his hands and feets properly. He should be instructed to wear the Masc compulsarily  and asked to keep his tools material at one place and do the designated work without touching any where other than the task. 

After completion of his work the place and the equipments used by him should be cleaned washed with soap disinfectant and sanitized properly. The house should be Moped properly with soap water and disinfectant regularly every day. The utensils we use are generally we wash with soap every day so need not to be sanitized.

So friends these are the important precautions and instructions we need to follow post lockdown properly and regularly to resist and completely curb the Covid 19 Corona virus pandemic situation. This would be really our awesome step to eradicate Corona completely.

In my next blog I will be giving important tips on how to disinfect food Material, packaged milk , packaged food, vegetables and fruits, cloths etc. So do not forget to read and write your comments also. Till then,  Stay at home, Stay Safe and follow Government instructions.

Prashant Kadam

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Awesome steps - follow a Mentor, who guide you.!!

Mentor is Willing to share skills, knowledge, and expertise.

A mentor is always willing to teach what he knows. Good mentors helps his disciple in every thing, he understands what disciple requires, accordingly he tries to give him , his full support by sharing all information and technics he knows. He gives his continuous support happily.

Mentor is always a positive role model for his Disciples. 

A  mentor contributes his personal efforts that takes his Disciples to be a successful in the field. With positive attitude he tries to groom his disciples to be positive and productive in in doing every tasks and he tries to inculcate, imbibe that habits in his Disciples which ultimately helps his disciples  to be productive and successful in his ventures. 

Mentor takes a personal interest in his mentoring relationship.

The mentor always take responsibility very seriously to groom his disciples. He feel proud if their disciples are knowledgeable, compassionate, and possesses the early grasping attitude. Being a good teacher and trainer, mentors generally possess good communication skills. A mentor is always committed for helping their Disciples to get disciplined success and also gratification. He teaches to empower in their chosen profession thoroughly. Mentor creates enthusiasm easily. He values on and likes, learning attitude and constructive growth of his Disciples in all the fields.

Mentor is a professional guide. 

Mentor provides proper guidance and constructive feedback to grow as well as identify the strong strategies, strengths and weaknesses in the learning and guide to make optimistic use of these strengths to become successful in the field. 

Mentor helps in setting goals.

Mentor continually try to set a good example by showing his own personal habits, professional goals and try to imbibe his overall personal success in his Disciples by setting his own good example. To encourage and motivate them every time also during their stress, distressed situation, to bring them out of their stress and to initiate their steps again towards their desired goals. He always tries to bring them on track when they distract with some other reason. He empowers the Disciples on the track through his positive feedback and appreciation on their efforts.

So follow a Mentor who guides you in a very easy way to take your Awesome steps to achieve and acomplish your desired dreams, also teach to achieve success in your life.

Prashant Kadam.                                                

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Learn to earn: Learn to earn through Tuitions online.

Awesome Steps - Learn to earn through Tuitions online.

Awesome Steps - Learn to earn through Tuitions online.

Due to lock down situation the schools, colleges and Pvt tuitions and such other areas adversely affected. The school, colleges have been closed totally, the education system is hampered as the  portion could not taught, completed in the schools and colleges, the examinations are postponed, all this has emerged to look in to the alarming situation. The only option remains with the school, colleges and universities authorities to opt for online classes, online tuitions online admissions and ultimately no alternative than to go for the online examinations too. 

The importance of online Freelance teaching is a growing in the industry, the teaching by way of online, and offline. Because people need tutors, and location can often prevent you from finding a good one. In online location barriers doesn’t arise as it become convenient to both the students as well as to the tutors.So, becoming one online and accessible from all over the world has a great potential idea to make money.

The only thing is that You need to be a specialist in something to make present your specialisation into a job, you will have number of avenues, viable industries are open in front of you to work on line sitting at your own house. The demand for such jobs is high now a days. The languages, pre primary, primary, schools, colleges basic subjects like Maths, English, Science etc.are the targeted jobs for online tutors. Not only this there are other sectors like Dance, Music, Physical Fitness, Yoga, Musical instruments, data entry job, painting, tailoring, designing and what not. 

Now a days all official work and services are also transforming under digitisation programming, by virtue of that our government is also encouraging all MSME and large sector manufacturers to go for digitisations and automated online activities. Resulting in emerging huge opportunities for online business activities in every field ans sectors.

For this online learning and training’s many such videos are available on YouTube , like wise you also can create small videos wherein you have mastery or skill, and not only that you need not to be an expert, but only you need to know more than your students. On that basis you can easily start earning online. 

So just move around start searching new opportunities around yourselves , take forward your Awesome  steps with your own Creative  ideas, and start Learning  and earning to achieve success in your life.

Prashant Kadam.          Ensure Complete , Nutrition Drink        

Aum Ayurveda Life

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